शेयर, म्यूचुअल फंड, प्रॉपर्टी, गोल्ड आदि पर शॉर्ट टर्म और लॉन्ग टर्म कैपिटल गेन टैक्स का अनुमान लगाएँ।
यह कैलकुलेटर केवल सूचनात्मक और अनुमान के उद्देश्यों के लिए प्रदान किया गया है। इसे वित्तीय सलाह नहीं माना जाना चाहिए। कोई भी वित्तीय निर्णय लेने से पहले कृपया एक योग्य वित्तीय सलाहकार से परामर्श करें।
Classification of short vs long term depends on holding period and asset type as per law (e.g., >12 months for listed equity). Select correctly based on your case.
Optional: major improvements, renovation, construction costs that are allowed to be added to cost under tax rules.
For eligible long-term assets (like property, certain debt funds), you may use indexed cost of acquisition/improvement using CII. If filled, this replaces purchase + improvement for gain calculation.
Enter sale value, purchase cost and select asset/gain type to estimate capital gains tax.
Asset Type (संपत्ति का प्रकार):
Listed equity shares and equity-oriented mutual funds are taxed differently from other assets like real estate, debt mutual funds, bonds and gold. Select the closest category matching your investment.
Short-Term vs Long-Term (शॉर्ट टर्म बनाम लॉन्ग टर्म):
The law defines holding period thresholds (e.g., more than 12 months for listed equity to become long-term). This calculator applies different tax logic based on your selection – ensure you classify correctly as per current rules.
Purchase Cost & Improvement (खरीद मूल्य और सुधार व्यय):
Include brokerage, stamp duty and major improvements that are allowed to be added to cost as per Income Tax provisions. Minor repairs and routine maintenance are usually not capitalised.
Indexed Cost (सूचकांकित लागत):
For eligible long-term assets under Section 48, you can index the cost using Cost Inflation Index (CII). If you already computed indexed cost externally, you can input it here to see the impact on gain and tax.
Slab Rate for STCG on Other Assets (अन्य संपत्तियों पर शॉर्ट टर्म गेन):
Many non-equity short-term capital gains are taxed as normal income at your slab rate. Enter your approximate marginal rate (including surcharge, if any) for a closer estimate.
Capital Gain = Sale Consideration − (Cost of Acquisition + Cost of Improvement)
(If Indexed Cost is provided, it replaces Cost of Acquisition + Improvement)
Equity STCG (approx.) ≈ Gain × 15% (+ 4% cess)
Equity LTCG (approx.) ≈ max(0, Gain − ₹1,00,000) × 10% (+ 4% cess)
Other STCG (approx.) ≈ Gain × Slab Rate% (+ cess as part of rate)
Other LTCG (approx.) ≈ Gain × 20% (+ 4% cess), assuming indexation where permitted
Real-life capital gains computation may also involve grandfathering provisions, special rates for certain securities, basic exemption adjustment for some residents, exemption sections (54, 54F, 54EC, etc.) and set‑off of carried forward losses. This calculator focuses on the core percentage logic for a quick, high-level estimate.
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